Do you feel crushed by debt?

“Our society has a giant problem: most people are financially illiterate. And it’s not even their fault. Because we don’t learn how to manage money as kids, we are easily convinced by corporations to go into debt as young adults—buying things we don’t need, with money we don’t have, to impress people we don’t like. […]

Tax Refund? How about Debt Relief Fund!

Are you ahead of the crowd? Have you already filed your tax returns? Did you receive a tax refund? Now let me ask you this: What have you done to help your future self with those unexpected funds? While tax refunds can get some pushback as being an interest free loan to the federal government, […]

Ever-Increasing Monthly Expenses?

Mounting debt isn’t the only thing on people’s minds these days. Rising cost of living and price increases seem to be touching every aspect of our daily lives and with gas prices continuing their upward trend, expert Dave Ramsey weighs in on how to save money with uncertainty at the pump. It’s only natural to […]

It’s time to give up…

It’s time to give up – that’s right, I said it! But please don’t misunderstand my sentiment. It is time to give up, but not in the way that you might be thinking. It is time to give up on judging your past financial mistakes. It is time to give up on trying to keep […]

One Size Fits All Bankruptcy? Not so fast!

All Bankruptcies Are NOT The Same Begin by asking yourself: Am I having trouble paying my living expenses? Am I behind on some or all of my bills? Have I recently lost my job? Do I owe a lot in credit card debt? Do I have a lot of medical bills? Am I in over […]

Fast Facts: Bankruptcy Filing – The Pros and Cons

I believe in complete transparency and want my clients to have control over their financial picture, and to me this includes having realistic expectations when it comes to filing for bankruptcy. While filing for bankruptcy protection will absolutely provide you with immediate relief, you should consider these pros and cons before you make the decision […]

You have questions, we have answers: Is Bankruptcy Right For Me?

Covering monthly necessities, such as food and shelter, should be the first priority for everyone’s money. Plain and simple. But many times, covering even these most basic needs seems absolutely impossible. Monthly expenses can be enough of a burden by themselves without having the additional strain of additional bills such as mounting credit card debt, […]

You have questions, we have answers: Foreclosure and Bankruptcy

Filing a bankruptcy petition stops all mortgage foreclosure actions currently underway, as well as preventing them from beginning in the future. Chapter 13 bankruptcy cases also allow you to force your mortgage lender to give you up to five years to catch up on your back mortgage payments.

Happy 2022!

Happy 2022! Already a few days into the new year and it still feels strange to write, and say, 2022, but the closing of one year and the beginning of another is the perfect occasion to both look back at the past year and strategize for the year ahead. Take this opportunity to consider how […]

You have questions, we have answers: What is an Automatic Stay? How is it created by filing bankruptcy?

One of the most powerful aspects of filing for bankruptcy relief is that it automatically stays, or stops, all debt collection actions immediately. This feature gives you much-needed time and space to get your finances back in order.