Budget for everything – even your groceries! Spending consciously when you’re at the store is a game changer. Switch Cable or Phone Services. There may be cheaper options available. Unsubscribe from Unnecessary Monthly Subscriptions. Many apps, streaming services and food companies offer convenient monthly payment models, but you may be falling prey to excessive subscriptions. […]
“Our society has a giant problem: most people are financially illiterate. And it’s not even their fault. Because we don’t learn how to manage money as kids, we are easily convinced by corporations to go into debt as young adults—buying things we don’t need, with money we don’t have, to impress people we don’t like. […]
Are you ahead of the crowd? Have you already filed your tax returns? Did you receive a tax refund? Now let me ask you this: What have you done to help your future self with those unexpected funds? While tax refunds can get some pushback as being an interest free loan to the federal government, […]
Mounting debt isn’t the only thing on people’s minds these days. Rising cost of living and price increases seem to be touching every aspect of our daily lives and with gas prices continuing their upward trend, expert Dave Ramsey weighs in on how to save money with uncertainty at the pump. It’s only natural to […]
It’s time to give up – that’s right, I said it! But please don’t misunderstand my sentiment. It is time to give up, but not in the way that you might be thinking. It is time to give up on judging your past financial mistakes. It is time to give up on trying to keep […]
Filing a bankruptcy petition stops all mortgage foreclosure actions currently underway, as well as preventing them from beginning in the future. Chapter 13 bankruptcy cases also allow you to force your mortgage lender to give you up to five years to catch up on your back mortgage payments.
Happy 2022! Already a few days into the new year and it still feels strange to write, and say, 2022, but the closing of one year and the beginning of another is the perfect occasion to both look back at the past year and strategize for the year ahead. Take this opportunity to consider how […]
“People have long financed purchases … cars, houses, and in the 1800s, farm equipment, sewing machines, and other necessities. But the trendy modern version known as BNPL (buy-now, pay -later) has exploded lately, thanks to a combination of proliferating installment-plan offers and a buying frenzy during the pandemic, as people stuck at home turned to […]
Heading into the holidays without a plan for your money can set you up for a financial disaster in the new year: “According to the National Retail Federation (NRF), shoppers plan to spend nearly $1,000 on average during the holiday season. Spending on gifts accounts for $650, while food, decorations, and other non-gift items make […]
Usually not. While a bankruptcy filing is technically public record, it is not easily available information for most people to find. Bankruptcy information is on a court database that is not searchable from websites like Google or Yahoo.