New to Saving? Here are 7 Tips to Get You on the Right Path:

  1. Budget for everything – even your groceries! Spending consciously when you’re at the store is a game changer.
  2. Switch Cable or Phone Services. There may be cheaper options available.
  3. Unsubscribe from Unnecessary Monthly Subscriptions. Many apps, streaming services and food companies offer convenient monthly payment models, but you may be falling prey to excessive subscriptions.
  4. Minimize Energy Usage. Reducing your energy usage is not only environmentally friendly, but also can decrease your overall monthly bills as well.
  5. Bring Lunch to Work. Reducing the amount of times you eat out can rapidly reduce your expenses – even the cheapest takeout options can really add up in the long run!
  6. Make Coffee at Home. Your daily cup of joe may not seem like a big deal, but over the course of a month it can turn into a serious monthly expense. Don’t believe me? Add it up for yourself – you may be surprised!
  7. Start Small. It’s easy to feel overwhelmed, but change (and progress!) takes time. Baby steps, like Mint.com’s the 52 week money challenge, are a great way to start to grow your savings.

New to Saving? Here are 7 Tips to Get You on the Right Path